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What cannot be purchased with a debit card?

  1. Gift cards

  2. Travelers checks

  3. Passport fees to the State Dept.

  4. Insurance premiums

The correct answer is: Passport fees to the State Dept.

The option indicating that passport fees to the State Department cannot be purchased with a debit card is correct because the U.S. State Department specifies that passport fees must typically be paid by check or money order. They require secure forms of payment that can be traced back to the applicant, and checks provide that assurance. Other payment types like credit and debit cards are generally not accepted for these fees, likely due to the procedures involved in processing passport applications and the need for secure transactions. In contrast, gift cards, travelers checks, and insurance premiums can often be purchased using a debit card, as those transactions typically fall within standard retail and service payment systems that accept such cards. This makes the choice regarding passport fees distinct in its payment requirements.